I suppose this is a question a lot of people ask themselves at the end of the month. Where did my money go? It happens all the time. Money comes in and money goes out, but where does it go?

This is where a good budget comes in handy. By writing everything down that you spend you can see exactly where all your money is going. When we started doing a budget it felt like we got a raise. We had categories for everything and it kept us from going to the ATM and taking $20 here and there. During the month it can add up to a lot of money that is wasted on stuff you can't even remember.

A budget might sound like a scary thing but all a budget does is tells your money where do go, instead of wondering where it went. Also using an envelope system for you cash purchases each month is a great way to stay on track.
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